Commercial Mortgage Solutions That Work Around You
Expert commercial mortgage broker helping you secure the right deal without the stress
Whether you’re buying, refinancing, or developing, securing a commercial mortgage shouldn’t feel overwhelming.
Why Clients Choose The Commercial Mortgage Guy
Trusted Commercial Mortgage Expertise
Whole of Market Access
Access to a wide range of commercial lenders across the UK, including specialist and niche providers to help secure the right deal for your situation.
Finance Deals
Finance Made Simple. Clear advice. Better outcomes.
Most clients come to us feeling unsure about where to start. The world of commercial property lending can be complex, with varying lender criteria, hidden costs, and unclear timelines. We change that.
The Commercial Mortgage Guy is led by Loman ONeill, bringing over 20 years of experience in commercial property finance.
Our mission is to simplify commercial finance and help clients secure the right funding with clarity and confidence.
Our Services
From Dream Homes to Smart Investments
We provide end-to-end real estate solutions that make buying, selling, and investing seamless and stress-free.
Commercial Mortgages
A commercial mortgage is a loan secured against a property used for business or investment purposes. Unlike residential mortgages, these are tailored to reflect the income potential of the property, the strength of your business, and your long-term plans.
A commercial property mortgage can be used to:
Business Mortgages
A business mortgage is a type of loan used to purchase or refinance property that your business operates from. It allows you to move away from renting and invest in a long-term asset.
A business property mortgage can be used to:
Owner Occupier Mortgages
An owner occupier mortgage is a type of owner occupied commercial mortgage designed for businesses purchasing property to operate from, rather than renting.
Instead of paying rent to a landlord, your monthly payments go towards owning the property. Over time, this allows you to build equity while gaining full control over your premises.
These mortgages are typically assessed based on:
A straight forward, experience-led approach to commercial finance.
With over 20 years in commercial lending, every case is approached with a clear understanding of how lenders assess risk and structure deals. The focus is always on finding practical solutions that work.
Whole of Market Access
Specialist Deal Experience
Personal, Direct Service
A Straightforward Path to Funding
We uphold the highest standards of integrity, transparency, and professionalism, ensuring every client enjoys a seamless and rewarding real estate experience.
We understand your goals, property, and financial position. This initial conversation allows us to assess your requirements and identify the most suitable type of commercial property finance for your situation.
We approach suitable commercial mortgage lenders on your behalf. Using our network, we identify lenders most likely to approve your application based on your profile and property type.
You receive tailored recommendations for your commercial property loan. We present your options in a straightforward, jargon-free way, including rates, terms, and key considerations.
We manage the paperwork, negotiations, and communication. From submitting your application to liaising with lenders, solicitors, and valuers, we handle the process end-to-end.
Your funding is secured and released. Once approved, we ensure all final steps are completed efficiently so funds are released without unnecessary hold-ups.
Trusted by Business Owners & Landlords
Looking to secure a commercial mortgage or property finance solution?
Direct, personal service with over 20 years of experience.
With over 20 years of experience in commercial finance, Loman works directly with business owners and professional landlords to structure funding that works in practice, not just on paper.
Loman ONeill
CEO, The Commercial Mortgage Guys
Commercial Mortgage Specialist
His background in accountancy and deep understanding of lender requirements allows him to navigate complex cases efficiently and secure the right solutions.
James Carter
Property Investor
Loman made the whole process straightforward from start to finish. I had a semi-commercial deal that wasn’t simple, but he knew exactly how to position it with the right lenders. Communication was clear throughout and everything moved much faster than expected.
Sarah Mitchell
Business Owner
I was looking for a commercial mortgage for my business premises and wasn’t sure where to start. Loman explained everything clearly, outlined the options, and handled the process efficiently. It felt very personal and professional throughout.
we’re proud to partner with best-in-class clients
Insights & Guidance on Commercial Property Finance
Stay informed with practical advice, market insights, and expert guidance on commercial mortgages, property finance, and funding strategies for business owners and landlords.
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Secure The Right Commercial Mortgage Today
Whether you’re exploring options or ready to move forward, we’re here to help.